WHETHER you are a business owner or a salaried employee, personal financial planning is essential for everyone. It allows you to manage your finances effectively, helping you identify and achieve your financial goals. While we all have dreams and aspirations, turning those dreams into reality requires proper planning. Without a clear financial plan, it becomes difficult to achieve the milestones you desire, such as buying a home, saving for retirement or even traveling the world. Here are 10 key reasons why everyone needs financial planning to reach their goals:
1. Define and plan your financial goals
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