AS we approach the end of another year, many of us are left reflecting on the goals we set and the progress we’ve made. The reality, however, is that life rarely unfolds according to our plans, especially when it comes to personal finance. Perhaps you started the year with ambitious goals — to save more, invest in your future or finally pay off those lingering debts. Yet, as 2024 draws to a close, you might be feeling a mix of pride in what you’ve achieved and disappointment in what remains unfinished. But here’s the truth: there’s still time to turn things around, and more importantly, there’s time to end the year feeling strong, proud and financially secure.
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